Frequently Asked Questions
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Yes, you would need to call our customer service team to discuss a change to the policy.
Yes, we do. You can cover more than one bike under our policies.
No, we do not offer this on motorbikes.
No we don't.
Please visit our claims page for full details of how to report a claim.
No, you must be a UK resident to buy insurance from us.
The Quick-Quote is based on some standard assumptions, if these are all correct, you can proceed through the online ‘proposal form’ pages and purchase a policy. If your situations does not match the presumptions, we will most likely be able to still cover you, but the price might change accordingly. You can simply call us to clarify the changes.
Yes. Some of our schemes require certain security levels and some will include a discount.
Each complete year of insurance, you earn a ‘no claims bonus’ if you do not have a claim, regardless of fault. If you have a non-fault claim, your no claims bonus will be affected until the claim is resolved. There are levels of no claims bonus, which entitle you to a discount off your next policy. It is also exchangeable between different insurance companies, but you are responsible in getting the relevant evidence of ‘no claims’ from your previous insurer. No claims bonus can expire if you have a period of not being insured in your name. NB: if you state during the quote process that you have a no claims Bonus and you do not supply this evidence within a limited period, you will need to pay an additional premium or possibly have your policy cancelled.
Fully Comprehensive (Comp)
This is the widest form of cover. It covers you for:
- accidental damage to your motorcycle
- loss or damage to your motorcycle as a result of fire or theft
- your legal liability for motor accidents caused by you, including injuries to other people and damage to property
Third Party Fire & Theft (TPF&T)
This covers you for:
- loss or damage to your motorcycle as a result of fire, theft
- your legal liability for motor accidents caused by you, including injuries to other people and damage to property
Third Party Only (TPO)
This is the minimum level of cover. It covers you for:
- your legal liability for motor accidents caused by you, including injuries to other people and damage to property
It does not provide any cover for damage to, or loss of your vehicle.
Yes, you may be able to spread the cost of the cover.
Yes, to renew online use the link that is on your renewal quote that we emailed to you.