Scooter Insurance

Scooter Insurance

Get simple, affordable cover for your scooter with fast quotes, flexible payment options, and support from people who understand motorbike insurance. Get a quote for your scooter today!.

What is Scooter Insurance?

Just picked up the keys to a new scooter? Then you’ll need scooter insurance to protect you against damage, theft, and claims from other road users.

It’s a legal requirement to have at least third-party cover, but you can choose higher levels of protection depending on how you use your scooter and the level of cover you want.

Who is Scooter Insurance For?

If you’re using a scooter to get around, having the right cover in place is crucial to keep you protected and on the road. Our scooter insurance covers:

• Daily commuters using a scooter for work or travel
• First-time riders and new licence holders
• City riders looking for a simple, affordable way to get around
• Riders using scooters for short trips and everyday use

If you rely on your scooter day to day, having the right cover in place gives you confidence every time you ride. Get your free quote today.

What Does Scooter Insurance Cover?

Scooter insurance gives you essential protection on the road, with different levels of cover to suit your needs. This includes:

• Third Party, Third Party Fire & Theft, or Comprehensive cover
• Damage to other people, vehicles, or property
• Theft and fire damage (For Third Party, Fire & Theft cover and Comprehensive cover)
• Accidental damage (with comprehensive cover)

With the right level of cover, you can ride knowing you’re protected against the risks that matter most.

What Level of Scooter Insurance Do You Need?

Choosing the right level of cover is an important part of setting up your scooter insurance. The right insurance policy depends on how you use your scooter and how much protection you want.

• Third Party Insurance – The minimum level of cover required by law. It protects you if you cause damage or injury to other people or property, but it won’t cover your own scooter.
• Third Party, Fire and Theft – Adds protection if your scooter is stolen or damaged by fire, alongside standard third party cover.
• Comprehensive Insurance – The highest level of cover. This insurance policy protects your scooter as well as others, even if you’re at fault in an accident.

Many riders choose comprehensive cover for added peace of mind, especially if their scooter is their main way of getting around. If you’re unsure which option suits you, our team can help you find the right insurance policy based on your needs.

Choosing the right level of cover helps make sure your bike insurance works for you, not against you. Call us on 0344 8800 962 to speak to an expert.

Is Scooter Insurance Expensive?

The scooter insurance cost can vary depending on your personal situation, your scooter, and how you use it. While smaller scooters are often more affordable to insure, there are still a few key factors that affect the price of your scooter insurance policy.

• Your age and riding experience
• The type and value of your scooter
• Where your scooter is kept overnight
• Your annual mileage and usage
• Any previous claims or convictions

If you’re looking for electric scooter insurance or cover for a standard scooter, working with the right insurance provider can make a big difference. We work with a panel of trusted insurers to help you access competitive rates across a wide range of options. With the right setup, you can find bike insurance that fits your budget while still giving you the cover you need.

Types of Scooters We Cover?

At WickedQuotes, we can arrange cover for a wide range of scooters, whether you’re using yours for daily commuting, short city trips, or even just the occasional ride.

• 50cc scooters: ideal for short journeys and new riders
• 125cc scooters: popular for commuting and everyday use
• Electric scooter (road-legal): a growing option for efficient, low-cost travel

If your scooter falls outside the standard setup, we can also help explore options through our insurer partners.

Whatever you ride, we’ll help you find cover that suits your scooter and how you use it day to day.

Click here to get an online quote today.

Additional Extras

You can tailor your scooter insurance with optional extras that add an extra layer of protection and help keep you moving if something goes wrong.

• Breakdown and roadside assistance – Help if your bike lets you down during a job, with options for roadside repair or recovery
• Legal expenses cover – Covers legal costs if you need to recover losses or deal with a claim after an incident
• Personal accident cover – Provides financial support if you’re seriously injured while working
• Helmet and leather cover – Protects the cost of your riding gear if it’s damaged or stolen
• Excess protection – Claim back your excess

These extras are especially useful for riders who depend on their scooter regularly, helping to minimise disruption and those nasty unexpected costs!

Why Choose Wicked Quotes for Scooter Insurance?

Getting the right scooter insurance should be simple, affordable, and backed by people who know what they’re doing. And with over 25+ years of delivering five-star service, you’ve come to the right place. Here at Wicked Quotes, we give you:

• Access to competitive rates from trusted UK motorbike insurers
• Flexible instalment options to help spread the cost
• Fast, simple online quotes in minutes
• Speak to UK-based motorbike insurance experts if you need help
• Warm welcome call after purchase to make sure your cover is right
• 24/7 claims support when you need it most

We work closely with our insurer partners to help you get the right cover at a price that makes sense for you.

With Wicked Quotes, getting covered is quick, straightforward, and built around what works for you.

Get your free quote today.

What Affects the Cost of Scooter Insurance?

The cost of your scooter insurance depends on a few key factors linked to you, your scooter, and how you use it. These include:

• The type and value of your scooter
• Where you live and where the scooter is kept
• Your age and riding experience
• Your claims history and any convictions
• Your annual mileage and usage
• The level of cover and optional extras you choose

We work with our insurer partners to secure competitive rates, and options like flexible instalments and excess reduction can help make your cover more manageable.

Got questions? Contact our dedicated team of experts on 0344 8800 962 for a friendly chat about your situation.

How to Get a Scooter Insurance Quote

At Wicked Quotes, we believe getting covered should be quick and straightforward. You have your preferred option of doing it online yourself or speaking to our friendly experts! Simply:

• Enter your details through our simple online quote form
• Provide information about your scooter and how you use it
• Choose your level of cover and any optional extras
• Get your quote instantly or speak to one of our experts for help
• Once you’re happy, cover can be arranged quickly so you can get on the road without delay.

Get covered with our exclusive competitive rates, flexible payment options, and support from motorcycle experts who understand scooter insurance.

Start your quote online now or speak to an expert on 0344 8800 962 and get the right cover in place today.